Lauderdale by the Sea Home,Car,Business Insurance

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Where you live

What you drive

Where you work

Home or Condo

Liability, Commercial Property,Workers Compensation, Bonds . if you're not covered you stand to lose business. Having Lauderdale by the Sea business insurance protects you, allows you to do business with a larger market. With business coverage you can market your Lauderdale by the Sea products,services, to those who require you to have it. Plus contracts, leases bids do require coverage. You don't want someone else getting your market share do you? Get covered now, beat your competition! Professional Liability also known as Errors and Omission (E/O) safeguards against those liabilities in conducting your profession. Commercial General Liability cornerstone of all business coverage, protect your investment !

WFG will review your policy, you may have correct coverage now without replacing or adding existing coverage. Deductibles, replacement costs, home features, windstorm credits all affect your premium. You do not have to wait to change companies nor lose any premiums you have paid. If your condo policy does not have construction credits, which are substantial call me, if your building has more than 3 stories. WFG has spoken at length to those wanting to discuss their policies, one day you may even want us to be your agent or know someone that will!. Did you know that Co-ops can be written on a different form and save you money.

WFG will answer any questions about your policy, coverage's, deductibles, credits. Most insurers companies limit loss due to theft, you need a Personal Articles Floater to protect full value, don't assume your home policy fully protects you!

Flood

WFG will write with multiple companies for Lauderdale by the Sea car policies ,including Progressive, now offering more discounts credits than before. If you have dogs they will be covered if injured as passengers of course! with Auto Coverage from Progressive, see link. Great driver? get Snapshot with Progressive. Lower your auto rates now!

Do you have a commercial vehicle WFG can write that as well, all trades. General liability coverage excludes property damage and injury from vehicular coverage. Hired and non-owned auto coverage does not cover business owned vehicles but is a necessary endorsement on your Boca Raton liability policy. WFG quotes and writes Boat,RV,Golf Cart, Motorcycle too.

Insurance Lauderdale by the Sea

Age,location,information of your Lauderdale by the Sea Home determines who will cover you. Replacement Cost Estimation (RCE) is the estimated amount of coverage for dwelling (building) coverage should be,not mortgaged amount, appraised value, purchase price or tax assessed value. Capture as much premium credit as possible using a Windstorm Mitigation Inspection.HO-3 Homeowners written for the primary residence, most common of home coverage policies is designed to cover all aspects of home - structure,contents (personal property). HO-6 Condo Unit Commonly known as condo insurance, this policy is written for owners of condo units, covers from "dry-wall in",floors,ceilings,fixtures, cabinetry,contents,liability.

Flood Insurance in Lauderdale by the Sea covers any flood. Hazard or Wind Policy DOES NOT cover resulting floods. Flood coverage is affordable,covers your home or condo in the event of a flood as standard home,condo policies will not, in fact if you have a condo on the first floor you should get condo unit owner flood policy. Note that water damage is not equal to flood damage. Flood Agent ID:122255